For eBay purchases, what is the fastest way to pay if I have no more money in my Paypal account?

by andrewsquidoo on December 18, 2009

{ 4 comments… read them below or add one }

v b December 18, 2009 at 3:46 pm: If there is a credit card on the account, just use it.

Paypal isn’t going to let you go negative–that can only happen if you have a chargeback situation.
KAREN D December 18, 2009 at 3:55 pm: What I have done is use my debit card from my bank to add money into my paypal account. It goes directly into it.
Damon December 18, 2009 at 4:31 pm: Hi,

Credit card is an option & so is instant transfer from a bank account (backed up by the credit card if the ach transaction fails).

Withdrawing to a bank account doesn’t have a charge from PayPal…but you should check with your bank to see if they charge for incoming ACH transfers (most do not).
unclejoeadamson December 18, 2009 at 5:29 pm: The fastest option is for you to pay by Paypal funded by a credit card (or a debit/checking card with a V/MC logo). You can’t withdraw “money [you] don’t have” from Paypal – their computers are very good at doing math! You can only wind up with a negative balance in some very odd circumstances (and you do owe the money). When Paypal recovers that money from your funding source, _that_ may cost you or overdraft you with your personal credit card or bank account.